Certificate of Title
Required for Wisconsin residents who need to obtain a certificate of title for a vehicle when the original title is lost, stolen, or damaged.
Same-day quotes. A-rated markets. Expert help.About This Bond
What this bond covers.
A Certificate of Title Bond is required by the State of Wisconsin when a vehicle owner needs to obtain a new certificate of title but cannot provide the original title document. This typically occurs when the original title has been lost, stolen, damaged, or is otherwise unavailable.
Vehicle owners in Wisconsin must obtain this bond when applying for a duplicate or replacement title through the Department of Transportation. The bond serves as a financial guarantee that protects the state and any potential rightful owners of the vehicle against financial loss if someone later proves they have a valid claim to the vehicle.
The bond amount varies based on the vehicle's value, and the bond remains in effect for 5 years. For bonds up to $50,000, agents have authority for immediate approval. Bonds ranging from $50,001 to $100,000 require additional documentation including credit checks and proof of ownership, with indemnity required for amounts over $75,000. Bonds exceeding $100,000 require comprehensive business and personal financial statements for underwriting review.
How to Get Your Certificate of Title
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FAQ
The cost of a Certificate of Title is typically a percentage of the total bond amount, ranging from 1% to 10%. Your exact rate depends on the bond amount, your credit score, and professional experience. Many standard bonds have fixed premiums and can be quoted instantly.
Most standard bonds are issued the same day - many within minutes of completing the application. Bonds that require underwriting review may take 1-3 business days.
Requirements vary by state and obligee, but most applicants need to complete a short application. Some bonds require a credit check, while others are issued regardless of credit. Business financials or professional experience may be considered for larger bond amounts.
Yes. Many bonds are available regardless of credit history. For bonds that require underwriting, applicants with lower credit scores can still qualify - the premium rate may be higher. We work with multiple carriers to find you the best available rate.
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TurboBonds.com is operated by Insurance Services by Shield, a California and Texas licensed insurance agency (CA License #6018195, TX License #3446536). Insurance Services by Shield is not an insurance carrier and does not underwrite bonds or insurance policies. Bond and coverage availability, pricing, and issuance are subject to carrier underwriting approval, eligibility, applicable state requirements, and policy or bond terms. Availability varies by state.
