Surety Bonds in Texas
Get an instant surety bond quote with same-day service. Most bonds are issued in minutes - no waiting, no hassle.
Same-day quotes. A-rated markets. Expert help.How to Get a Surety Bond in Texas
1. Share the basics
A few quick questions. No paperwork.
2. See your options
Clear quotes. No surprises.
3. Get covered
We'll take it from here.
Texas Surety Bond FAQ
A surety bond is a three-party agreement that guarantees obligations will be fulfilled. The three parties are the principal (you - the person or business required to get the bond), the obligee (the government agency or entity requiring it), and the surety (the company issuing the bond). In Texas, surety bonds are commonly required for business licenses, permits, and regulatory compliance. If the principal fails to meet their obligations, a claim can be filed against the bond.
Most surety bonds cost between 1% and 10% of the total bond amount. Your exact rate depends on the bond type, the required bond amount, your personal credit score, and your professional experience. Many standard, low-risk bonds have fixed premiums and can be quoted instantly. Higher-risk or larger bonds may require underwriting review.
Most standard bonds are issued the same day - many within minutes. Bonds that require underwriting review may take 1-3 business days depending on the complexity of the application.
Many standard bonds are available regardless of credit. For bonds that involve underwriting, a credit score of 650 or higher typically qualifies for the best rates. Applicants with lower credit can still obtain most bonds - the rate may be higher.
Claims are filed with the surety company that issued the bond. The surety investigates the claim to determine its validity. If the claim is valid, the surety pays the obligee up to the bond amount, and the principal is responsible for repaying the surety. Contact us if you need guidance on the claims process.
Trusted by customers nationwide
Fast and simple
I answered a few questions and had options right away. No back and forth, no pressure, just clear coverage.
Best experience so far
ScoutRate made it easy to compare and pick what actually fit my business. The whole process felt straightforward.
Clear pricing
No surprises. The quote was easy to understand and the checkout was quick. I wish I found this earlier.
Ready to get started?
Have questions? Call +1 (888) 900-8038 to talk with a Surety Expert or
Bond Types
Learn
© 2026 Insurance Services By Shield | Privacy Policy | Terms of Service | Indemnity Agreement
Insurance Services by Shield is a marketing name for a California and Texas licensed insurance agency, CA License #6018195, TX License #3446536. We are not an insurance carrier and do not underwrite policies. Coverage is subject to carrier underwriting approval and policy terms. Availability varies by state.
