Certificate of Title
Required for Washington residents seeking a certificate of title when standard ownership documentation is unavailable or insufficient.
Same-day quotes. A-rated markets. Expert help.About This Bond
What this bond covers.
What is a Washington Vehicle Ownership Bond?
A Washington Vehicle Ownership Bond is a surety bond required by the State of Washington Department of Licensing when an individual needs to obtain a certificate of title for a vehicle but cannot provide standard proof of ownership documentation. This bond serves as a financial guarantee that protects the state and any rightful owners who may later claim ownership of the vehicle.
Who Needs This Bond?
Washington residents who need to title a vehicle must obtain this bond when they cannot provide adequate documentation such as a previous title, manufacturer's certificate of origin, or other acceptable proof of ownership. This commonly occurs with abandoned vehicles, vehicles purchased without proper paperwork, or inherited vehicles where documentation has been lost.
Bond Protection and Coverage
The bond protects the State of Washington and any parties who may suffer financial loss due to the issuance of a certificate of title to someone who is not the rightful owner. The bond amount varies based on the vehicle's value as determined by the Department of Licensing. This 3-year term bond provides coverage throughout the entire period, and agents have authority to issue bonds up to $50,000 instantly through auto-approval processes.
How to Get Your Certificate of Title
1. Share the basics
A few quick questions. No paperwork.
2. See your options
Clear quotes. No surprises.
3. Get covered
We'll take it from here.
FAQ
The cost of a Certificate of Title is typically a percentage of the total bond amount, ranging from 1% to 10%. Your exact rate depends on the bond amount, your credit score, and professional experience. Many standard bonds have fixed premiums and can be quoted instantly.
Most standard bonds are issued the same day - many within minutes of completing the application. Bonds that require underwriting review may take 1-3 business days.
Requirements vary by state and obligee, but most applicants need to complete a short application. Some bonds require a credit check, while others are issued regardless of credit. Business financials or professional experience may be considered for larger bond amounts.
Yes. Many bonds are available regardless of credit history. For bonds that require underwriting, applicants with lower credit scores can still qualify - the premium rate may be higher. We work with multiple carriers to find you the best available rate.
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TurboBonds.com is operated by Insurance Services by Shield, a California and Texas licensed insurance agency (CA License #6018195, TX License #3446536). Insurance Services by Shield is not an insurance carrier and does not underwrite bonds or insurance policies. Bond and coverage availability, pricing, and issuance are subject to carrier underwriting approval, eligibility, applicable state requirements, and policy or bond terms. Availability varies by state.
