Certificate of Title
Required by Maryland MVA for individuals seeking a certificate of title when standard ownership documentation is unavailable or insufficient.
Same-day quotes. A-rated markets. Expert help.About This Bond
What this bond covers.
The Maryland Motor Vehicle Administration Motor Vehicle Bond (Certificate of Title) is a surety bond required by the Maryland MVA when an individual needs to obtain a certificate of title for a vehicle but cannot provide standard ownership documentation. This bond is typically needed when purchasing a vehicle without proper title documentation or when title documents have been lost or destroyed.
This bond protects the Maryland Motor Vehicle Administration and any prior or subsequent owners who may have a legal claim to the vehicle. If someone comes forward with a valid ownership claim after the bonded title is issued, they can make a claim against the bond for damages up to the bond amount.
The bond amount varies based on the vehicle's value, with coverage ranging from minimal amounts up to $100,000 or more depending on the specific situation. The bond remains active for a 3-year term, after which the bonded title typically converts to a standard title. Applicants must provide supporting documentation including a bonded title affidavit and proof of ownership such as a bill of sale to obtain this bond.
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FAQ
The cost of a Certificate of Title is typically a percentage of the total bond amount, ranging from 1% to 10%. Your exact rate depends on the bond amount, your credit score, and professional experience. Many standard bonds have fixed premiums and can be quoted instantly.
Most standard bonds are issued the same day - many within minutes of completing the application. Bonds that require underwriting review may take 1-3 business days.
Requirements vary by state and obligee, but most applicants need to complete a short application. Some bonds require a credit check, while others are issued regardless of credit. Business financials or professional experience may be considered for larger bond amounts.
Yes. Many bonds are available regardless of credit history. For bonds that require underwriting, applicants with lower credit scores can still qualify - the premium rate may be higher. We work with multiple carriers to find you the best available rate.
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TurboBonds.com is operated by Insurance Services by Shield, a California and Texas licensed insurance agency (CA License #6018195, TX License #3446536). Insurance Services by Shield is not an insurance carrier and does not underwrite bonds or insurance policies. Bond and coverage availability, pricing, and issuance are subject to carrier underwriting approval, eligibility, applicable state requirements, and policy or bond terms. Availability varies by state.
